Real expertise. Real people. Real clarity.

FACES is a family-run business dedicated to helping Australians navigate the financial complexities of aged care with confidence, clarity, and control.

Founded by Tony de Kort, a seasoned financial strategist with over 45 years of experience in financial planning, property, shares, and estate planning — FACES was built on a simple philosophy: give people the facts, show them their options, and empower them to make informed decisions.

Tony was later joined by his son, Sebastiaan who brings a fresh, innovative approach to make aged care and pension guidance more accessible through technology and automation.

Together, their mission is to provide everyday Australians with facts and options to navigating aged care financing to help families navigate the financial element of Aged Care.

Why It Matters?

Failing to proactively plan aged care finances can lead to:

  • Will wishes not being honoured

  • Pensions can sometimes be cancelled entirely

  • Occasional incorrect charging by aged care homes

  • Family homes being sold (unnecessarily) to pay for aged care

  • Payment of fees for unused services

  • Incorrect Centrelink or aged care assessments

  • Aged Care Act breaches